For anyone who’d rather build wealth than watch charts all day!

It’s true. Crypto can feel like a bit of a rollercoaster. Headlines can often catastrophise the market pushing the rise (and fall) at every opportunity. Prices spike, then dip, then recover again, and EVERYONE seems to have an opinion on what’s “about to happen next.” 

But here’s the thing most seasoned investors eventually figure out:

The people who build real wealth in crypto aren’t the ones trading all day. They’re the ones who stick to a long-term plan.

That’s not just our philosophy at Bamboo; it’s backed by timeless investing wisdom.

A Real Bamboo Success Story

In this week’s newsletter, we wanted to highlight a journey that really shows what disciplined, long-term investing looks like. Today, we’d like to share it with you too.

One Bamboo user (let’s call him Adrian) joined in November 2021, during a super volatile period. But their strategy was simple:

• Run steady DCA (dollar-cost averaging)
• Buy through dips without panicking
• Hold and ignore the noise

Fast forward a few years, and the $42,000 Adrian had invested consistently, has just bumped to $84,000, doubling the amount he has put in. Using both Recurring investments and Round-Ups using our app, Adrian set and forget his investments. No day trading. No frantic market timing. Just commitment and the results to match.

Whether you love or loathe Warren Buffett, he got one thing right: “Our favorite holding period is forever.”

Long-Term vs Trading: A Friendly Comparison

Obviously, we’re not suggesting traders have got it wrong. Some of our most valued industry friends & guests on our podcast are respected traders, but long-term investors play a different game. One where patience is the biggest edge.

Traders:

• Try to predict short-term moves
• Refresh charts every five minutes
• Hope to sell

Long-term investors:

• Let their DCA do the hard work
• Use dips as “discount shopping”
• Stay steady through full crypto (or market) cycles

As Michael Saylor suggests:

“If you’re going to invest, the most important thing is patience.”

Nothing could be truer for crypto!

Why the Long Game Usually Wins

✅ Crypto moves in cycles, not straight lines

Yes, prices rise and fall. But historically, every full cycle has rewarded the patient investor.

✅ DCA removes timing risk

You don’t need to guess the best price. Your average cost naturally evens out.

✅ Dips become opportunities

When prices fall, DCA lets you buy more for your money. No need to be a hero. Instead, you’re quietly buying at lower prices.

✅ Emotional investing gets less tempting

You’re not glued to charts or reacting to every spike. This is one of the toughest parts of leaning into the long-term mentality. You nail this, you’re on your way!

✅ Time smooths out volatility

Crypto actually rewards patience, which is ironic, because the internet does not. Plus, short-term charts are noisy. Quiet gains are where it’s at!

What We’re Seeing in Australia

The financial landscape in Australia has shifted over the past couple of years. With rising living costs, interest rate uncertainty, and more people feeling the pressure of everyday expenses, Aussies have become far more intentional about how they handle money. The old habit of “set and forget” spending has started to fade, replaced by set and forget investment apps like Bamboo, budgeting apps, side hustles, bill smoothing, and an almost daily mindset of “do I really need this?” to ensure long-term goals can be met.

At the same time, more Australians are realising that saving alone isn’t enough to build long-term security. That’s pushed a growing number of people toward investing, but not the risky, fast-paced kind. Instead, they’re choosing simple, steady, automated strategies, like DCA, that help them participate in markets without needing to be glued to charts. In other words, even though life feels more expensive, Aussies haven’t stopped investing, but they have become smarter, calmer, and more long-term in how they approach it.

If You Want to Build Wealth Without the Drama

Here’s what that looks like in real life:

• Choose a DCA amount that’s meaningful but manageable
• Turn on round-ups, because little bits make a big difference
• Embrace dips as they lower your average cost
• Commit to a full cycle (yes, four years is a useful benchmark)
• Use Bamboo as your autopilot, not your panic button

In a nutshell:

Crypto doesn’t reward the loudest voices. It rewards the calm, consistent hands. 

By investing long-term with discipline, patience, and clarity, you're giving yourself the best shot at real, compound growth.

At Bamboo, our whole job is making that long game easy. We’re here to help you quietly build over time, so your future self can enjoy the view 🌱